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VA Loan Today is a separate marketing and referral website. Mortgage evaluations, applications, rate quotes and brokerage services are provided by VA Help Center LLC · NMLS #1816438.

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VA Loan Today is not a mortgage lender or mortgage broker. All Mortgage services are provided by VA Help Center LLC – NMLS #1816438. We are not affiliated with the U.S. Department of Veterans Affairs or any government agency.

VA Home Loan Information • Utah • Texas • Florida

Explore VA Home Loan Options

Learn about VA purchase loans, Streamline refinancing, cash-out refinancing, fixed-rate and Hybrid ARM options, eligibility, rates and other VA mortgage topics. When you are ready for mortgage services, your request can be referred to VA Help Center LLC – NMLS #1816438.

REQUEST VA LOAN INFORMATION VA LOAN OVERVIEW

What Are You Trying To Do?

Start with your goal. Each path connects you with the VA loan information and next steps most relevant to your situation.

1

Buy a Home

Start with purchase information and tell us about your homebuying goals, timeline and property plans.

Start My Purchase Review →

2

Refinance

Review VA Streamline IRRRL, fixed-rate and Hybrid ARM refinance options for an existing VA-backed mortgage.

Start My Refinance Review →

3

Access Home Equity

Learn how a qualifying VA Cash-Out Refinance may refinance an eligible mortgage and provide access to available home equity.

Explore VA Cash-Out →

VA Loan Today VA mortgage education, marketing and referral website

Mortgage Services Provided by VA Help Center LLC – NMLS #1816438

Utah • Texas • Florida Mortgage services for qualified borrowers

Popular VA Loan Programs

Start with the major VA purchase and refinance programs.

VA Purchase Loan Learn about buying an eligible primary residence with a VA-backed loan. VA Streamline Refinance Review IRRRL requirements for refinancing an existing VA-backed mortgage. VA Cash-Out Refinance Explore a VA refinance that may provide access to available home equity. VA Hybrid ARM Options Learn how initial fixed periods can transition to later rate adjustments.

Compare VA Streamline Refinance Structures

An eligible IRRRL may be available with different fixed-rate or adjustable-rate structures depending on lender program availability.

30-Year Fixed IRRRL Long-term fixed-rate stability with a longer repayment structure. 15-Year Fixed IRRRL A shorter fixed-rate term designed to pay principal down faster. 3/1 Hybrid IRRRL Initial three-year fixed period followed by potential annual adjustments. 5/1 Hybrid IRRRL Initial five-year fixed period followed by potential annual adjustments.

Compare VA Refinance Programs & Considerations →

Why Borrowers Consider VA Home Loans

VA-backed mortgages can offer features that differ from many conventional mortgage programs.

No Down Payment May Be Available

Eligible VA purchase borrowers may be able to purchase without a down payment when applicable VA, entitlement, property and lender requirements are satisfied.

Why Choose a VA Loan? →

No Monthly PMI

VA-backed home loans do not require conventional private mortgage insurance or FHA-style monthly mortgage insurance.

Review VA Loan Benefits →

VA Does Not Set One Universal Minimum Credit Score

VA does not establish one universal minimum credit score, although individual lenders may set their own credit standards.

VA Loans & Credit →

Streamlined VA Refinancing

VA generally does not require a new appraisal or traditional credit-underwriting package for a standard IRRRL, although lender requirements and exceptions may apply.

Learn About IRRRL →

Planning to Buy With a VA Loan?

Use these guides to understand eligibility, rates, first-time homebuying and the VA purchase process before you apply.

VA Loan Eligibility Learn about service-based eligibility and other qualification considerations. First-Time VA Homebuyers Review the homebuying process and VA-specific considerations for first-time buyers. VA Loan Rates Learn about factors that influence VA mortgage pricing and available rates. Why Choose a VA Loan? Review key features of VA-backed purchase and refinance loans.

Getting Started Is Simple

Research through VA Loan Today, then submit the appropriate request when you are ready for mortgage services.

1

Choose Your Goal

Purchase, refinance, cash-out, compare loan structures or research VA mortgage requirements.

2

Submit Your Information

Use the purchase form, refinance form, contact page or full application depending on what you are ready to do.

3

Mortgage Review

Mortgage evaluations, applications, rate quotes and brokerage services are provided by VA Help Center LLC – NMLS #1816438.

Choose Your Next Step

Use the form that best matches where you are in the process.

Purchase Review Tell us about the home purchase you are planning. Start Purchase Review → Refinance Review Tell us about your existing mortgage and refinance goals. Start Refinance Review → Full VA Loan Application Provide more complete information when you are ready to proceed. Start Application → Contact VA Loan Today Ask a question or request additional VA loan information. Contact Us →

VA Loan Information for Utah, Texas & Florida

VA Loan Today provides VA mortgage information and connects interested consumers with VA Help Center LLC for mortgage brokerage services in Utah, Texas and Florida.

Utah VA Loans Texas VA Loans Florida VA Loans

Historical VA Help Center Customer Testimonials

Read comments from customers who previously worked with VA Help Center LLC for mortgage services. Testimonials reflect individual experiences and do not guarantee future results.

Read Testimonials

Ready to Explore Your VA Loan Options?

Request additional information, start a purchase or refinance review, or submit the full VA loan application when you are ready to move forward.

Request VA Loan Information Start Full Application

CALL OR TEXT: (801) 980-1753

VA Loan Today is a separate marketing and referral website and is not a mortgage lender or mortgage broker.
Mortgage evaluations, applications, rate quotes and mortgage brokerage services are provided by VA Help Center LLC – NMLS #1816438.
VA Loan Today and VA Help Center LLC are not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency.
Loan availability, rates, terms and eligibility are subject to borrower qualification, lender requirements and program availability.

About VA Loan Today • Testimonials • Licensing & Disclosures • Privacy & Security • Contact

VA Loan Today is a separate marketing and referral website and is not a mortgage lender or mortgage broker.

Mortgage evaluations, applications, rate quotes and mortgage brokerage services are provided by VA Help Center LLC – NMLS #1816438.

About • Testimonials • Licensing & Disclosures • Privacy & Security • Contact

VA Loan Today and VA Help Center LLC are not affiliated with, endorsed by, sponsored by, or a part of the U.S. Department of Veterans Affairs or any other government agency.

Loan availability, rates, terms and eligibility are subject to borrower qualification, lender requirements and program availability.

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